1. Consider Your Destination
Some countries have high medical costs (like the U.S.), while others have a higher risk of natural disasters.
2. Check the Coverage Limits
Make sure the policy provides adequate coverage for medical expenses, cancellations, and lost items.
3. Look for Exclusions
Common exclusions include pre-existing medical conditions, risky activities (like skydiving), and alcohol-related incidents.
Why Do You Need Travel Insurance?
1. Medical Emergencies Can Be Expensive
Healthcare costs abroad can be extremely high. Travel insurance ensures you get proper medical care without breaking the bank.
2. Flight Cancellations Happen
Airlines may cancel flights due to weather, strikes, or mechanical issues. With travel insurance, you won’t lose money on non-refundable bookings.
3. Lost or Stolen Belongings Are Common
Losing your luggage or having it stolen can be stressful.
4. Natural Disasters and Political Unrest
If a hurricane, earthquake, or civil unrest occurs
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