Student Accident Insurance
- Covers medical expenses if a student gets injured on school grounds or during school activities.
- May include coverage for sports injuries and field trips.
General Liability Insurance
- Protects the school against claims of bodily injury or property damage caused by negligence.
- Covers legal expenses if the school is sued.
Property Insurance
- Covers damage to school buildings, furniture, and equipment due to fire, vandalism, natural disasters, etc.
Workers’ Compensation Insurance
- Provides benefits to school employees who suffer work-related injuries or illnesses.
Cyber Liability Insurance
- Protects the school against data breaches, cyberattacks, and student or staff information leaks.
Professional Liability (Errors & Omissions) Insurance
- Protects teachers and administrators from lawsuits related to negligence, discrimination, or wrongful disciplinary actions.
Auto Insurance
- Covers school-owned buses and vehicles in case of accidents.
Abuse & Molestation Insurance
- Provides coverage in case of claims related to misconduct or abuse by school staff.
Who Needs School Insurance?
- Public & private schools
- Colleges & universities
- Charter schools
- Daycares & preschools
- After-school programs & extracurricular activities
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