Types of School Insurance

Student Accident Insurance

  • Covers medical expenses if a student gets injured on school grounds or during school activities.
  • May include coverage for sports injuries and field trips.

General Liability Insurance

  • Protects the school against claims of bodily injury or property damage caused by negligence.
  • Covers legal expenses if the school is sued.

Property Insurance

  • Covers damage to school buildings, furniture, and equipment due to fire, vandalism, natural disasters, etc.

Workers’ Compensation Insurance

  • Provides benefits to school employees who suffer work-related injuries or illnesses.

Cyber Liability Insurance

  • Protects the school against data breaches, cyberattacks, and student or staff information leaks.

Professional Liability (Errors & Omissions) Insurance

  • Protects teachers and administrators from lawsuits related to negligence, discrimination, or wrongful disciplinary actions.

Auto Insurance

  • Covers school-owned buses and vehicles in case of accidents.

Abuse & Molestation Insurance

  • Provides coverage in case of claims related to misconduct or abuse by school staff.

Who Needs School Insurance?

  • Public & private schools
  • Colleges & universities
  • Charter schools
  • Daycares & preschools
  • After-school programs & extracurricular activities

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